Life in retirement: Why it’s never too late to start a business

Think you’re too old to start a business? Think again. The 55+ age bracket is the fastest growing demographic for launching a new business and proves that age is no barrier to entrepreneurship. A recent US study found that almost 40% of Baby Boomer respondents indicated they were interested in starting a business or not-for-profit in retirement. And why not! Retirement provides a wonderful opportunity to pursue your passion on your own terms and earn an income in the process.

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Single in retirement? Here’s what you need to know

There are a myriad of reasons as to why you may find yourself single in retirement. Perhaps you have always been single, divorced years ago, separated recently, or perhaps you unexpectedly lost your loved one to illness. For some it is welcome relief, for others it is utterly heartbreaking but whatever your journey, you are embarking on retirement without a significant other.

It was suggested that Singles experience a unique set of challenges and opportunities to their counterparts in couples when it comes to life in retirement. With this in mind, I set out to explore if this actually is the case by drawing on the experiences of recent retirees.

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Don't be embarrassed if you're struggling with retirement

Not everyone finds the transition into retirement easy. The adaptation to a different pace of life can be quite a shock. You wonder what are you supposed to do with all of this time - there are so many hours between waking and going to bed! As a result your self-confidence and sense of self-worth take a beating.

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To retire or re-wire? How to reframe your retirement

Retirement is a gloomy word. It is derived from the French words ‘re’ and ‘tirer’, meaning to draw back and suggests that the best part of our lives is over once we are no longer working. It insinuates that retirement is simply a time to sit back and wait for the inevitable.

But what if we framed it differently?

Growing research in the field of neuroplasticity demonstrates that the brain is not static. It continues to evolve and adapt, i.e. rewire, as we age. What would you rather do – retire or rewire?

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The simple trick to creating a meaningful retirement for yourself

It’s all well and good to say that you need to find purpose in retirement but for some this is well intended but frustrating advice. They have stepped away from work, caught up on sleep, cleared out the corporate wardrobe and now want to know what retirement can look like on a day-to-day basis. They want REAL examples because without work these are now a lot of waking hours to fill!

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Is an expat retirement your dream? 3 things to plan for before making the move

If your wildest dreams came true, where would you choose to live your retirement? Interestingly not all of us would choose to remain where we are even if it meant being further away from loved ones.

Whilst endless summers, brisk mountain air or simply living debt free may seem like nothing more than a pipe dream, a retirement abroad is becoming more common than you may realise.

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What are your non-negotiables in retirement?

The wonderful thing about retirement is that the Baby Boomers finally have the opportunity to become the ‘Me-Timers’. After balancing a busy career, family and social commitments for so many years, they finally get to focus on the things that light them up. That might mean learning to play the saxophone (I’ve only had the darn thing 20 years!), selling up and making that tree change, or trekking through Patagonia.

I am a strong advocate for possibility thinking, living one’s dreams and creating a full and exciting retirement, but I also want to ensure that people approaching retirement are set up for success. I want to ensure that their dreams and goals are achievable.

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Life in Retirement: Make Each Day Count

The trouble with life is that you never know when your time is up.  You just never know what might be around the corner. Too often we hear stories like ‘my wife and I were planning a big trip around the world…and then she was diagnosed with terminal cancer’ or ‘we were so looking forward to spending more time together in retirement but after just one month, my husband dropped dead’. There are many tales of unfulfilled retirement dreams and grieving families.

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Comparision in the Thief of Joy

I came across this great quote in an article I read recently, “comparison is the thief of joy”. Too often we look at others and think ‘man, they have retirement sorted - just check out their updates on Facebook; a great house, strong relationship, busy social calendar, and regular holidays away...” We then turn inwards and a sense of envy develops.

The challenge is that we never truly know what is going on in another person’s life. What we see and hear is what they choose to share with us. And if you only worry about what others think or what you believe you are lacking, what are the wonderful things you missing out on in your own retirement?

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How to get more joy from your home in retirement

I was interviewed for an article by Over 60 and AustralianSuper and I'm thrilled to share it with you. What you can do to get your home 'retirement ready' - does your home reflect the things you want to do in retirement? I'm not talking a complete overhaul, just simple tips for enjoying the space you have.

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Creating a retirement you love to live

The startling reality is that the majority of people spend more time planning for a four week holiday than they do a 20-30 year retirement. Just think about the effort that goes into planning a holiday – likely you have itineraries, booking references and travel guides littering your dining table! So why don’t we plan for retirement? And more importantly, what happens if we don’t plan effectively for retirement?

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Why it is okay to slow down in retirement

Retirement is all about slowing down and finally having time to do the things you have always wanted to do. You count down the days but when retirement actually arrives, the pace of life can be a bit of a shock, especially when you have come from a demanding job in which people depended on you to make decisions, achieve outcomes and to develop others. You thrive on pressure and deadlines and now you feel a little... lonely and lost. You don’t feel needed and the days seem never-ending.

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Checklist for planning your social life in retirement

Retirement is a significant life stage that can impact both your home and social life. Taking the leap of leaving the workplace behind is no doubt an exciting move, however, it’s important to ensure you plan ahead. According to transition consultant, Megan Giles, adequately preparing for the significant shift in your day-to-day interactions is key to a smooth transition.

“By working, socialising is automatic. You’ve got someone to have lunch with and you interact with your colleagues (whether you like it or not). People often expect to have an exciting and fulfilling retirement, but that doesn’t automatically happen, you need to take some time to action that. Don’t wait until day one. Plan forward the social aspects of your retirement now,” Megan says.

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What I want to be when I grow up…

If you walk into a kindergarten or prep class and ask kids what they want to be when they grow up, their eyes often fill with wonder and you receive all sorts of inspiring suggestions such as an ‘astronaut’, ‘nurse for horses’, ‘adventurer’, ‘pirate’… The list goes on. Whether it’s a real job or one that hasn’t been created yet, it doesn’t matter – at that age anything is possible.

When does it change? When do we decide that we have to be more ‘sensible’? At some stage we are hit with a dose of reality and determine that we need more ‘practical’ career goals?

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Regrets in Retirement

For many people the thought of retirement can create a level of anxiety because they don’t know what to expect – what life will look like when work no longer consumes the majority of their waking hours and how they will define themselves when their job is no longer a key part of their identity. There are also the worries of what should retirement look like and how they should be spending their time. Rather than worry too much about the unknown, I thought it would be beneficial to learn a little more about the reflections of those who have trodden the path before us. In particular I was interested to know what retirees would do differently if they had their chance again.

I’ve spent time this week exploring retiree’s reflections online and so in this blog I am sharing the most common reflections that I have come across.

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