Mum and Dad retiring? The conversations you need to have with them now.

The importance of having retirement talks with your parents cannot be overstated. Even if they are already in a great financial position, you can encourage them to consider the social and emotional elements to ensure they are set-up for a retirement that is fulfilling and meaningful to them. Don’t let them leave this to chance!

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Life in retirement: Why it’s never too late to start a business

Think you’re too old to start a business? Think again. The 55+ age bracket is the fastest growing demographic for launching a new business and proves that age is no barrier to entrepreneurship. A recent US study found that almost 40% of Baby Boomer respondents indicated they were interested in starting a business or not-for-profit in retirement. And why not! Retirement provides a wonderful opportunity to pursue your passion on your own terms and earn an income in the process.

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International Women’s Day 2018 - What are you doing to #pressforprogress?

Think only younger women need to #pressforprogress in achieving gender parity, or that you’re too old to champion this movement as you age? Think again! There has never been such a positive global movement of advocacy, activism and support for women as in 2018 and those approaching, or in, retirement have an equally vital role to play.

It is so important to #pressforprogress at every age.

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Trying to find your perfect purpose in retirement? Why not just give something a go!

So many people struggle with finding their purpose in retirement and spin their wheels as a result. They see other people doing amazing things in retirement and they believe that they have to get it ‘just right’ from day one. Unfortunately the fear of making the wrong decision means that they do nothing other than muddle through each day, waiting for the inspiration to strike.

Rather than waiting to uncover the perfect 'thing', get started and do something meaningful each day! Want to know how? Try these tips below.

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What are your non-negotiables in retirement?

The wonderful thing about retirement is that the Baby Boomers finally have the opportunity to become the ‘Me-Timers’. After balancing a busy career, family and social commitments for so many years, they finally get to focus on the things that light them up. That might mean learning to play the saxophone (I’ve only had the darn thing 20 years!), selling up and making that tree change, or trekking through Patagonia.

I am a strong advocate for possibility thinking, living one’s dreams and creating a full and exciting retirement, but I also want to ensure that people approaching retirement are set up for success. I want to ensure that their dreams and goals are achievable.

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If ageing is such a privilege then why is it a dirty word?

Old age should be something that each and every one of us aspire to. As Helen Mirren so aptly put it “you only have two options in life: die young, or get old. There is nothing else.” If this is the case then ageing is a privilege. So why is it such a dirty word?

Why do people, and women in particular, do everything possible to slow the ageing process? We are told that we need to purchase ‘ANTI-ageing’ face creams, make those wrinkles disappear, and dye our hair.

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Comparision in the Thief of Joy

I came across this great quote in an article I read recently, “comparison is the thief of joy”. Too often we look at others and think ‘man, they have retirement sorted - just check out their updates on Facebook; a great house, strong relationship, busy social calendar, and regular holidays away...” We then turn inwards and a sense of envy develops.

The challenge is that we never truly know what is going on in another person’s life. What we see and hear is what they choose to share with us. And if you only worry about what others think or what you believe you are lacking, what are the wonderful things you missing out on in your own retirement?

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A plan for retirement - is it really that important?

“Curiosity is one of the great secrets of happiness”

- Bryant McGill

Did you know that people who are interested in others tend to be perceived as interesting themselves (and thus the type of person who others want to spent time with)? Social connection is so important in retirement - ask questions, try new things and have fun!

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The right attitude is key to a happy retirement

It’s disappointing when I hear people, be they young or old, who are bitter and complain about all of the things that are wrong in the world. For those who are nearing the retirement age, I hear things like “it was never like that in my day” or “my family don’t care, that’s why they never come to visit”. Despite all of the good in the world, life seems to be pretty miserable for them. But then there are people who seem to be 'living it up' and embracing all that life has to offer. What's the difference?

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Creating a retirement you love to live

The startling reality is that the majority of people spend more time planning for a four week holiday than they do a 20-30 year retirement. Just think about the effort that goes into planning a holiday – likely you have itineraries, booking references and travel guides littering your dining table! So why don’t we plan for retirement? And more importantly, what happens if we don’t plan effectively for retirement?

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Investing in yourself for retirement – you are your own number one asset

We spend much of our time at work strategising and planning to ensure that projects are delivered on time, products are developed to a high quality and we are responsive to the needs of our clients. When we talk about strategic plans in the workplace we often focus on the five year future, detailing what an organisation’s priorities will be and how it will direct its energies.

We spend all this effort to make sure we get things just right at work, so why do we not do it with our own number one asset ‘ourselves’? This is particularly relevant when we start to think about retirement. Do we stop and think to make sure that we are happy, or more importantly that we will lead a meaningful life once we exit the full time workforce?

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I’m not so sure about this… making sense of the transition into retirement

Often when we think about change we think about going from state ‘A’ to state ‘B’, e.g. from working to retirement. The shift into retirement should be simple, right?! So why is it that some of us struggle to navigate the change, especially in the first few months?

The first thing to know is that if you are feeling a little lost, overwhelmed or unsure, you are not alone! The transition into retirement can be a tricky thing to navigate.

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Why retirement planning is different for women

It’s a question that’s been asked of me a couple of times lately. Without doubt robust retirement planning is critical for everyone and the earlier you commence the better, particularly in terms of the financial component. But what about the non-financial elements -things like social connection, health & wellbeing and relationship dynamics? Within these there do appear to be nuances that are specific to women, and I don’t mean in a Men are From Mars, Women are from Venus kind of way. It’s just that – nuances. This is not a bad thing, it is simply something that I believe is important to recognise and respond to in preparing for life after work.

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5 Tips to Support Your Mum into Retirement

Your mother is an amazing woman. When you were little she had the answers to everything – there was no one in the world who could possibly know as much as her. Perhaps only your dad… Have you noticed though, that as you’ve become older, the roles have gradually started to reverse. Sometimes you know a little bit more than her, or when it comes to technology you might know a lot more!

So what do you do when your mum starts talking about retirement, a stage in life which for many appears to be unchartered territory. There might be a little anxiousness as she starts asking herself, ‘What should retirement look like’, what I am supposed to do’?

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