Checklist for planning your social life in retirement

Retirement is a significant life stage that can impact both your home and social life. Taking the leap of leaving the workplace behind is no doubt an exciting move, however, it’s important to ensure you plan ahead. According to transition consultant, Megan Giles, adequately preparing for the significant shift in your day-to-day interactions is key to a smooth transition.

“By working, socialising is automatic. You’ve got someone to have lunch with and you interact with your colleagues (whether you like it or not). People often expect to have an exciting and fulfilling retirement, but that doesn’t automatically happen, you need to take some time to action that. Don’t wait until day one. Plan forward the social aspects of your retirement now,” Megan says.

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I’m not so sure about this… making sense of the transition into retirement

Often when we think about change we think about going from state ‘A’ to state ‘B’, e.g. from working to retirement. The shift into retirement should be simple, right?! So why is it that some of us struggle to navigate the change, especially in the first few months?

The first thing to know is that if you are feeling a little lost, overwhelmed or unsure, you are not alone! The transition into retirement can be a tricky thing to navigate.

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Why retirement planning is different for women

It’s a question that’s been asked of me a couple of times lately. Without doubt robust retirement planning is critical for everyone and the earlier you commence the better, particularly in terms of the financial component. But what about the non-financial elements -things like social connection, health & wellbeing and relationship dynamics? Within these there do appear to be nuances that are specific to women, and I don’t mean in a Men are From Mars, Women are from Venus kind of way. It’s just that – nuances. This is not a bad thing, it is simply something that I believe is important to recognise and respond to in preparing for life after work.

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What If Retirement Isn't For Me...?

It may or may not be a surprise to you but not everyone approaching the age of retirement is actually planning to retire in the true sense of the word. Without a doubt there are many out there who can’t wait to hand in their swipe card and farewell their colleagues (or slip out as quietly as they can!), but there is an equal portion out there who don’t want to.  These people enjoy work – the structure, the camaraderie, the opportunity to utilise their skills and experience, the ability to keep learning, and even the challenges! There is no right or wrong and what works for one person will not necessarily create an exciting or satisfying reality for another. Key is knowing what is important to you as you approach the age of retirement.

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5 Tips to Support Your Mum into Retirement

Your mother is an amazing woman. When you were little she had the answers to everything – there was no one in the world who could possibly know as much as her. Perhaps only your dad… Have you noticed though, that as you’ve become older, the roles have gradually started to reverse. Sometimes you know a little bit more than her, or when it comes to technology you might know a lot more!

So what do you do when your mum starts talking about retirement, a stage in life which for many appears to be unchartered territory. There might be a little anxiousness as she starts asking herself, ‘What should retirement look like’, what I am supposed to do’?

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Focus: Retirement Planning – Is Your Financial Position Keeping You Awake at Night?

It’s an interesting thing. A number of women I speak with are worried about not having enough money to live comfortably in retirement and yet don’t know what their financial position is. They don’t know what is possible and whether they are under or over-estimating their fears. It’s no wonder there can be a sense of anxiety about transitioning into retirement! With this in mind, I sat down with Michelle Millsom, Authorised Financial Advisor and Director at Watermark Financial Services to find out what we, as women, can be doing to set ourselves up for our most financially comfortable retirement.

If a lack of financial awareness is niggling away at the back of your mind, read on as Michelle shares some great advice.

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It’s not just about the Super, it’s about having a super life!

When we think about retirement, our thoughts tend to go immediately to superannuation and financial planning. But are they the only things we need to consider? What about our day-to-day experience - how our retirement plays out? How do we ensure that is ‘super’? For all of you out there, chances are that life is already pretty sweet (if not somewhat hectic) – you are highly valued at work or in your industry, you are surrounded by amazing family and friends, and there’s plenty going on around you to fill your days. Why should a super lifestyle not continue as we approach the retirement age?

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Health Focus: How your GP can help as you prepare for life in retirement

We all know that it’s important to see your GP for regular check-ups and I’m pretty sure that there are plenty of us out there who think ‘I’ll make that appointment next week’ and suddenly six months passes before you realise that you still haven’t visited your GP. As the adage goes, prevention is better than cure and in this week’s blog Sunshine Coast GP Dr Ruth Nash shares her insight and tips into healthcare and ageing, along with some great services which you may not know your GP offers (often for free!).

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Health Focus: Why yoga is for everyone – especially those approaching retirement!

 This week’s blog continues the focus on health and well-being and following the insights from personal trainer Gemma Cuskelly last week, I am thrilled to introduce Marita Nicholson, Tullamore yoga instructor.

Marita not only attended a yoga class for the first time in her mid-forties, but went even further and enacted a career change, becoming a yoga instructor. She proves that it’s true – you can make a successful career change at any stage in life! Marita shares her advice and learnings, debunking the myth that yoga is a young person’s pursuit only!

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Focus: Health & Well-Being in Retirement - Top Tips from Personal Trainer Gemma Cuskelly

"What if I lose my health and can't enjoy my retirement"

This is a theme that comes up in a number of the conversations I have and in response to this, I have created a Focus Series on Health and Well-Being. For three consecutive weeks, this blog will focus on key elements of staying healthy and active.

I am teaming up with three inspiring women to provide expert advice and insights as guests of the blog.

To kick off the Health & Wellbeing Focus Series, I have the pleasure of introducing Gemma Cuskelly, Owner and Director at F1rst Class Fitness. She share her insights and advice for women planning for retirement and wanting to improve their fitness level but might be hesitant about joining a gym (aren't they all full of body-building gorillas?!?!).

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Is happiness really what we’re all after in retirement?

I posted a quote on my Facebook page recently “my only KPI should be am I happy” and interestingly it stimulated quite a lot of discussion! This was a quote was taken from a recent conversation with one switched-on and highly successful lady in which she was reflecting on workplace priorities coupled with the positive change us she anticipated in retirement. i.e. we get to focus on what is important to us rather than what motivates our bosses. This, however, raised a question with others - is it actually healthy to strive to be ‘happy’ (i.e. cheerful) all of the time?

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5 tips to looking after yourself if you are part of the ‘sandwich generation’

The ‘sandwich generation’ is a term that was first coined by Dorothy Miller in the 1980s to refer to the group of people, and most commonly women, who find themselves responsible both for bringing up their own children (or caring for grandchildren) and caring for ageing parents.

 

The sandwich generation have parents who require assistance for going about their daily activities and typically don’t want ‘outside’ help (as this is seen as a slippery slope towards losing independence). Concurrently they may have children who have not yet left the family home or grandchildren for whom there is an expectation that regular baby-sitting will be provided.

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“I ummm....” How to introduce yourself in retirement

You’re at a BBQ and someone asks you ‘what do you do’? When you’re in the workforce full-time, this is typically an easy question to answer. “I’m an accountant and I work for XYZ Accountants” or “I’m a marketing manager with a financial planning firm”. Straight away people know what you do and start to get a sense of who you are.

So what happens when you retire? For many the response is suddenly not so easy. "I'm a retiree" feels inadequate.

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Planning for retirement – is it only about the money, money, money?

Long gone are the days of a short retirement kicking back in the recliner. People are living longer with the average life expectancy of women in Australia extending to 84.4 years and men to 80.3 years (Australian Bureau of Statistics, 2015).  When people start to think about retirement, they realise that they have another third of their life ahead of them. That’s a whole lot of living to be done!

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