It’s a question that’s been asked of me a couple of times lately. Without doubt robust retirement planning is critical for everyone and the earlier you commence the better, particularly in terms of the financial component. But what about the non-financial elements -things like social connection, health & wellbeing and relationship dynamics? Within these there do appear to be nuances that are specific to women, and I don’t mean in a Men are From Mars, Women are from Venus kind of way. It’s just that – nuances. This is not a bad thing, it is simply something that I believe is important to recognise and respond to in preparing for life after work.Read More
It may or may not be a surprise to you but not everyone approaching the age of retirement is actually planning to retire in the true sense of the word. Without a doubt there are many out there who can’t wait to hand in their swipe card and farewell their colleagues (or slip out as quietly as they can!), but there is an equal portion out there who don’t want to. These people enjoy work – the structure, the camaraderie, the opportunity to utilise their skills and experience, the ability to keep learning, and even the challenges! There is no right or wrong and what works for one person will not necessarily create an exciting or satisfying reality for another. Key is knowing what is important to you as you approach the age of retirement.Read More
Your mother is an amazing woman. When you were little she had the answers to everything – there was no one in the world who could possibly know as much as her. Perhaps only your dad… Have you noticed though, that as you’ve become older, the roles have gradually started to reverse. Sometimes you know a little bit more than her, or when it comes to technology you might know a lot more!
So what do you do when your mum starts talking about retirement, a stage in life which for many appears to be unchartered territory. There might be a little anxiousness as she starts asking herself, ‘What should retirement look like’, what I am supposed to do’?Read More
It’s an interesting thing. A number of women I speak with are worried about not having enough money to live comfortably in retirement and yet don’t know what their financial position is. They don’t know what is possible and whether they are under or over-estimating their fears. It’s no wonder there can be a sense of anxiety about transitioning into retirement! With this in mind, I sat down with Michelle Millsom, Authorised Financial Advisor and Director at Watermark Financial Services to find out what we, as women, can be doing to set ourselves up for our most financially comfortable retirement.
If a lack of financial awareness is niggling away at the back of your mind, read on as Michelle shares some great advice.Read More
In a year that has seen multiple, seemingly unexpected deaths in the celebrity world, most notably that of David Bowie, it has caused many of us to take stock and consider, how will I be remembered? Whilst it may not be on the world stage, all of us have milestones and achievements that we should be proud of and remembered for. Have you stopped to think what you want your legacy to be, and how your friends and family will remember you when you’re gone?Read More
When we think about retirement, our thoughts tend to go immediately to superannuation and financial planning. But are they the only things we need to consider? What about our day-to-day experience - how our retirement plays out? How do we ensure that is ‘super’? For all of you out there, chances are that life is already pretty sweet (if not somewhat hectic) – you are highly valued at work or in your industry, you are surrounded by amazing family and friends, and there’s plenty going on around you to fill your days. Why should a super lifestyle not continue as we approach the retirement age?Read More
"What if I lose my health and can't enjoy my retirement"
This is a theme that comes up in a number of the conversations I have and in response to this, I have created a Focus Series on Health and Well-Being. For three consecutive weeks, this blog will focus on key elements of staying healthy and active.
I am teaming up with three inspiring women to provide expert advice and insights as guests of the blog.
To kick off the Health & Wellbeing Focus Series, I have the pleasure of introducing Gemma Cuskelly, Owner and Director at F1rst Class Fitness. She share her insights and advice for women planning for retirement and wanting to improve their fitness level but might be hesitant about joining a gym (aren't they all full of body-building gorillas?!?!).Read More
I posted a quote on my Facebook page recently “my only KPI should be am I happy” and interestingly it stimulated quite a lot of discussion! This was a quote was taken from a recent conversation with one switched-on and highly successful lady in which she was reflecting on workplace priorities coupled with the positive change us she anticipated in retirement. i.e. we get to focus on what is important to us rather than what motivates our bosses. This, however, raised a question with others - is it actually healthy to strive to be ‘happy’ (i.e. cheerful) all of the time?Read More
You’re at a BBQ and someone asks you ‘what do you do’? When you’re in the workforce full-time, this is typically an easy question to answer. “I’m an accountant and I work for XYZ Accountants” or “I’m a marketing manager with a financial planning firm”. Straight away people know what you do and start to get a sense of who you are.
So what happens when you retire? For many the response is suddenly not so easy. "I'm a retiree" feels inadequate.Read More
Long gone are the days of a short retirement kicking back in the recliner. People are living longer with the average life expectancy of women in Australia extending to 84.4 years and men to 80.3 years (Australian Bureau of Statistics, 2015). When people start to think about retirement, they realise that they have another third of their life ahead of them. That’s a whole lot of living to be done!Read More