How to avoid going broke in retirement

Two of the biggest fears for Australian Baby Boomers in preparing for retirement is coping with unplanned financial expenses and outliving one’s savings. Despite this many retirees don’t have a budget. They worry about money but don’t have a plan of action to counter that fear.

Why are we human beings so resistant to developing a budget?

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Don't be embarrassed if you're struggling with retirement

Not everyone finds the transition into retirement easy. The adaptation to a different pace of life can be quite a shock. You wonder what are you supposed to do with all of this time - there are so many hours between waking and going to bed! As a result your self-confidence and sense of self-worth take a beating.

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