The essential thing you need to do in your first year of retirement

It is great to have principles to live by such as ‘take each day as it comes’ and ‘focus on the good’ but what do they actually mean and what do they look like on a day-to-day basis in retirement? How do they help you to fill your days purposefully?

The challenge with relying on principles alone is that you run the risk of simply drifting through retirement. There is no impetus to jump out of bed each day. Your goals do not need to be all-consuming, after all freedom is what you seek in retirement, but they will provide you with something to work towards and thus give meaning to your days or weeks. It may be finishing that watercolour painting, collecting funds for your chosen charity, taking the 4X4 to the tip of Cape York or recovering from a hip replacement. What is it that motivates and interests you?

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Retirement Questions for the New Year

If you are retired or have spoken with friends who have retired, you quickly learn that there is more to retirement planning than just your superannuation balance. Without a doubt good, robust financial planning is critical to positioning yourself for greatest flexibility in deciding how and when you will retire, but the health and wellbeing elements are just as vital.

So why not take a few moments at the beginning of the year (now!) to focus on what will be important to you and what you’d like to change or improve in the coming year. From a wellbeing perspective, what will enable you to look back in twelve months and confidently say you enjoyed a year that was fulfilling and meaningful to you?

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Life and Retirement: Reflecting on the Year that Was

Whilst life doesn’t magically re-set on 1 January, this time of year does provide a lovely opportunity to stop and reflect. So often we get caught up in the day-to-day living that we forget to consider whether how we are tracking against our goals and those things we set out to achieve back in January. I know that for some of you, you will be thinking ‘goals and targets, no thanks, I left that stress behind in the workplace!’ and will avoid associating goals with retirement. I appreciate this sentiment, but I would argue that it’s important to have something to work towards or to look forward to in retirement, something that gives a sense of direction and purpose to our days.

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