What I want to be when I grow up…

If you walk into a kindergarten or prep class and ask kids what they want to be when they grow up, their eyes often fill with wonder and you receive all sorts of inspiring suggestions such as an ‘astronaut’, ‘nurse for horses’, ‘adventurer’, ‘pirate’… The list goes on. Whether it’s a real job or one that hasn’t been created yet, it doesn’t matter – at that age anything is possible.

When does it change? When do we decide that we have to be more ‘sensible’? At some stage we are hit with a dose of reality and determine that we need more ‘practical’ career goals?

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Investing in yourself for retirement – you are your own number one asset

We spend much of our time at work strategising and planning to ensure that projects are delivered on time, products are developed to a high quality and we are responsive to the needs of our clients. When we talk about strategic plans in the workplace we often focus on the five year future, detailing what an organisation’s priorities will be and how it will direct its energies.

We spend all this effort to make sure we get things just right at work, so why do we not do it with our own number one asset ‘ourselves’? This is particularly relevant when we start to think about retirement. Do we stop and think to make sure that we are happy, or more importantly that we will lead a meaningful life once we exit the full time workforce?

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Being Your Own Person in Retirement

Is it possible to spend too much time together in retirement and can this have a negative impact on our wellbeing? This is a topic that came up in a recent discussion with a good friend and Financial Planner, Christie Spence and rather than let the discussion slide, I switched into interview mode to understand her perspective having worked with clients preparing for retirement for over 15 years.  In this article we explore a challenge that many couples experience when embarking on retirement – working out how to be together in life after work, and Christie shares her suggestions for navigating this transition successfully.

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4 People to see to plan for retirement

In planning for retirement, I bet there are plenty of items on your to-do list! They might include travelling, playing golf, bushwalking or taking up cycling. Most likely there are some assumptions built into that list, for example that you will have good health, that you'll be mobile, that you'll have the funds available that you expect.

It is not unreasonable to expect these things, but what are you doing today to help ensure that they are the case? Too often we get caught up in the busyness of life and put off those appointments we know we need to make. We think “yeah, yeah I’ll get to that tomorrow”. Suddenly six months have passed and we still haven’t been to see the doctor, the dentist or the skin specialist.

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I'm thinking about studying in retirement...

Ongoing learning is important to many in retirement. Not only as a means of keeping the mind active and in good health, but for ensuring that they’re able to continue to contribute meaningfully to conversations with the people around them. The concept is great, but how to actually get started on that journey?

I know that for many people retirement provides a wonderful opportunity to return to formal study. I also know that the thought of returning to a university lecture theatre can be quite a daunting prospect.

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I'm Terrified of Retirement

Unsurprisingly you may be feeling a sense of anxiety about letting go of work. Work provides structure, it forms part of our identity, and it helps to create a sense of purpose as others depend on us for decisions, results and input. We might love the thought of never having to answer another urgent late night call or work through the weekend, but with work comes invites to coffee, requests to draw on your expertise and a family who asks how your weekend was each Monday morning. What happens when this is taken away?

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The Transition to Retirement - Asking ROUK?

When was the last time you stopped to ask someone ‘ RUOK’  or ‘how are you going’? RUOK day is today, the second Thursday in September, and a national day of action reminding people to regularly check in with others. It’s amazing the difference that a smile, a laugh or knowing that someone cares can make to your day!

Appreciating that there are many people who struggle to find their way in retirement - perhaps suffering from a loss of direction, camaraderie or sense of purpose that work previously provided, this can be a really important question to ask.

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