What are your non-negotiables in retirement?

The wonderful thing about retirement is that the Baby Boomers finally have the opportunity to become the ‘Me-Timers’. After balancing a busy career, family and social commitments for so many years, they finally get to focus on the things that light them up. That might mean learning to play the saxophone (I’ve only had the darn thing 20 years!), selling up and making that tree change, or trekking through Patagonia.

I am a strong advocate for possibility thinking, living one’s dreams and creating a full and exciting retirement, but I also want to ensure that people approaching retirement are set up for success. I want to ensure that their dreams and goals are achievable.

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The power of friendship in retirement

When we think about staying healthy in retirement, we often think about becoming more active, eating better and ensuring a good night’s sleep. But there’s another powerful antidote and it doesn’t require active wear, perspiration or watching calorie intake. Did you know that maintaining strong friendships in retirement can have a significant and positive impact on your wellbeing?

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Dealing with setbacks in retirement

You’ve done everything right in planning for retirement. You have saved, seen a financial planner, and have a good sense of how you are going to spend your days. You intend to spend more time with the grandchildren, perhaps making up for the time you were not able to spend with your own children. And then you receive the phone call....

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Creating a retirement you love to live

The startling reality is that the majority of people spend more time planning for a four week holiday than they do a 20-30 year retirement. Just think about the effort that goes into planning a holiday – likely you have itineraries, booking references and travel guides littering your dining table! So why don’t we plan for retirement? And more importantly, what happens if we don’t plan effectively for retirement?

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Why it is okay to slow down in retirement

Retirement is all about slowing down and finally having time to do the things you have always wanted to do. You count down the days but when retirement actually arrives, the pace of life can be a bit of a shock, especially when you have come from a demanding job in which people depended on you to make decisions, achieve outcomes and to develop others. You thrive on pressure and deadlines and now you feel a little... lonely and lost. You don’t feel needed and the days seem never-ending.

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Retirement Questions for the New Year

If you are retired or have spoken with friends who have retired, you quickly learn that there is more to retirement planning than just your superannuation balance. Without a doubt good, robust financial planning is critical to positioning yourself for greatest flexibility in deciding how and when you will retire, but the health and wellbeing elements are just as vital.

So why not take a few moments at the beginning of the year (now!) to focus on what will be important to you and what you’d like to change or improve in the coming year. From a wellbeing perspective, what will enable you to look back in twelve months and confidently say you enjoyed a year that was fulfilling and meaningful to you?

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Flipping Friday the 13th on its Head!

Friday 13th is typically considered an unlucky day, one when misfortune is thought to fall upon many. There is data to show that some people are so paralysed by the superstition surrounding Friday 13th that they remove themselves from their daily activities to avoid bad things happening to them.

But rather than buy into the superstitious beliefs, why not flip the notion of Friday 13th as an unlucky day on its head and take the time today to notice the great things that are going on around you.

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