What are your non-negotiables in retirement?

The wonderful thing about retirement is that the Baby Boomers finally have the opportunity to become the ‘Me-Timers’. After balancing a busy career, family and social commitments for so many years, they finally get to focus on the things that light them up. That might mean learning to play the saxophone (I’ve only had the darn thing 20 years!), selling up and making that tree change, or trekking through Patagonia.

I am a strong advocate for possibility thinking, living one’s dreams and creating a full and exciting retirement, but I also want to ensure that people approaching retirement are set up for success. I want to ensure that their dreams and goals are achievable.

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Life in Retirement: Make Each Day Count

The trouble with life is that you never know when your time is up.  You just never know what might be around the corner. Too often we hear stories like ‘my wife and I were planning a big trip around the world…and then she was diagnosed with terminal cancer’ or ‘we were so looking forward to spending more time together in retirement but after just one month, my husband dropped dead’. There are many tales of unfulfilled retirement dreams and grieving families.

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If ageing is such a privilege then why is it a dirty word?

Old age should be something that each and every one of us aspire to. As Helen Mirren so aptly put it “you only have two options in life: die young, or get old. There is nothing else.” If this is the case then ageing is a privilege. So why is it such a dirty word?

Why do people, and women in particular, do everything possible to slow the ageing process? We are told that we need to purchase ‘ANTI-ageing’ face creams, make those wrinkles disappear, and dye our hair.

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When retirement has a negative impact on your mental health...

There are a number of reports which indicate that retirement can have a negative impact on your mental health. That the loss of status, connection, identity and drive can lead to depression, and that this is particularly prevalent amongst men. This is not surprising given that retirement represents a significant life change and can result in much upheaval to life as we know it. It does, however, beg the question is the transition into retirement the sole catalyst for poorer mental health or is there something else at play?

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Competitive by nature? Get ready for a rocky road into retirement...

You’re great at what you do, and that is a fabulous attribute to possess. Your organisation is privileged to have you. The challenge, however, is that research has found that people who are naturally competitive and assertive during their career can experience greater difficulty in adjusting to the workplace. The very attributes that made them successful during their career are the same ones that can work against them in retirement...

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Retirement planning: Your financial stock looks good but what about your emotional stock?

Our first priority when we think about retirement planning is ensuring that we have our financial stock in order. Your retirement portfolio might include savings, assets, investments and perhaps a plan to draw a pension. Without a doubt, robust and informed financial planning is critical to a successful retirement in that it positions you for greatest flexibility in terms of how you live your life after work. But it is not the only piece of the retirement readiness puzzle to consider.

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How Feeling Old Can Work Against You In Retirement

How old do you feel today? Younger or older than your driver’s licence says? As the old adage goes ‘you are only as old as you feel’ and this is particularly important when it comes to getting the most out of life in retirement.  The people who feel productive, happy and content in retirement tend to be those who have a zest for life and feel young at heart. To them age is simply a number.

The research suggests that those who see themselves as old are more likely to experience declining health more quickly, both physically and psychologically, and thus lead a ‘smaller’ retirement.

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Comparision in the Thief of Joy

I came across this great quote in an article I read recently, “comparison is the thief of joy”. Too often we look at others and think ‘man, they have retirement sorted - just check out their updates on Facebook; a great house, strong relationship, busy social calendar, and regular holidays away...” We then turn inwards and a sense of envy develops.

The challenge is that we never truly know what is going on in another person’s life. What we see and hear is what they choose to share with us. And if you only worry about what others think or what you believe you are lacking, what are the wonderful things you missing out on in your own retirement?

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4 big misconceptions about mature workers that just aren’t true

It may or may not come as a surprise to you but not everyone approaching the age of retirement is actually planning to retire in the true sense of the word. Without a doubt there are for whom retirement can’t come soon enough, but there is an equal portion who want to keep working in some capacity. The challenge however, is that older workers can be the victims of outdated attitudes and stereotyping, such as ‘they can’t keep up with technology’ or ‘they’re out of touch with what customers want’.

The reality of mature workers is very different and so let’s break down these myths and counter them with the facts!

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How can yoga help you bring your retirement plans to life?

To the men out there! If you knew that yoga could benefit your retirement plans and goals, would you give it a go? Whilst it seems that almost every Gen Y-er and millennial owns a yoga mat and has a favourite class, there is much trepidation surrounding yoga for many Baby Boomers. Worries abound such as how to get your body to bend like that, what to do when you enter a class, and the ultimate fear of falling asleep and snoring! Men in particular tend to be sceptical, perhaps because they worry about looking silly or a little too much in touch with their feminine side.

Before you laugh it off, can I ask you to do a quick self-assessment – how’s your quality of sleep, what’s your mobility like and how easily does your body allow you to do your everyday tasks? If you toss and turn during the night or worry about how you are going to jump in and out of that 4X4, set up the camper trailer or take long hikes in retirement, yoga might be just the thing for you!

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The conversation we should all be dying to have

Imagine not being afraid to think and talk about death. What difference would that make? Most likely it would mean that we each have a clear idea about what we want our end of life to look and feel like. For example what life-sustaining treatments we would like to receive if we were unable to speak for ourselves, and where we would like to spend our final days. Not only that, but our loved ones would be aware of, and respect, those wishes.

Let's get rid of the fear and sense of taboo and have these really important conversations. Why not start today?

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The power of friendship in retirement

When we think about staying healthy in retirement, we often think about becoming more active, eating better and ensuring a good night’s sleep. But there’s another powerful antidote and it doesn’t require active wear, perspiration or watching calorie intake. Did you know that maintaining strong friendships in retirement can have a significant and positive impact on your wellbeing?

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A plan for retirement - is it really that important?

“Curiosity is one of the great secrets of happiness”

- Bryant McGill

Did you know that people who are interested in others tend to be perceived as interesting themselves (and thus the type of person who others want to spent time with)? Social connection is so important in retirement - ask questions, try new things and have fun!

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Dealing with setbacks in retirement

You’ve done everything right in planning for retirement. You have saved, seen a financial planner, and have a good sense of how you are going to spend your days. You intend to spend more time with the grandchildren, perhaps making up for the time you were not able to spend with your own children. And then you receive the phone call....

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How to get more joy from your home in retirement

I was interviewed for an article by Over 60 and AustralianSuper and I'm thrilled to share it with you. What you can do to get your home 'retirement ready' - does your home reflect the things you want to do in retirement? I'm not talking a complete overhaul, just simple tips for enjoying the space you have.

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